After the heartache of losing her mother to a protracted battle with cancer, Claire had some difficult choices to make. What would be the wisest way to spend her inheritance? She was torn in two – should she pay off all her debts and carry on with life or honour her mother by doing something they had both dreamed of for years?
Category: Financial
Help! I need to draw more customers!
Many small business owners have felt the pinch (unless they are toilet paper suppliers) as customers seem to dwindle. You need customers, so that you can get the resources to invest in technology. Do not despair. There are some things you can do that are much cheaper than throwing the money you do not have into the dark…
Some musings on the new Tax strategy of SARS
How does a government increase its income without adding new taxes? After all, there are important local elections this year and reassuring the public that you REALLY will do your very utmost ‘bestest best’ NOT to pull the tax noose tighter, the Government needs more money.
Money in the bank
South Africans love to hate their banks. Many consider the banking industry to be aloof and hate the long queues that causes acute and a sudden onset of FOMO (Fear Of Missing Out in Generation Z speak). Luckily the banks know this. Many are developing digital platforms as a solution.
PART 2: Investing in rental properties: what is happening in this market in 2021?
Many people may have been wondering if this is the opportune time to put themselves in debt and buy a property for investment purposes. For those who already have rental properties, the question becomes this: with all the economic insecurity people from all walks of life face, is using real estate as a form of passive income still a reliable investment?
On prices and dinosaurs – watching the History Channel and reliving your youth
A university has invited me to address their history department. I think they did so because I am the only fossil – an ex-student – they could find. Initially I thought it would be fun to tell the students about what it was like studying at that institution during the 1970s (the good old days?) but on reflection I realised it is all a bit embarrassing!
PERCEPTION – how do we make sense of these times?
As we leave the first year of the 2020s behind us, we may wonder what happened? It’s hard to believe any of what we were and are experiencing was or is real. In this post we want to look at what has been, why we reacted the way we did and how we can recalibrate for the future.
Are you addicted to spending money? Think about this…
‘Retail therapy’ – spending money to make us feel better – has become an acceptable cultural ritual. We joke about it and by doing so, normalise it. It is dangerous. When spending spins out of control it looks like addiction.
Stokvels – an ingenious indigenous way to save and grow your money
Ubuntu can be translated as “I am because we are”. We know from our troubled history that through the centuries the majority of our society were excluded from many of the rights, privileges and supports afforded to Whites. Stokvels have endured for centuries and show the power of ubuntu.
A reputation cannot be built on sand
Facebook advertisements you pay for; Word of Mouth is priceless.
The bottom line to our bottom line is that we need to make sure our clients want and know how to refer others to us. There is nothing wrong with asking. We do not believe in playing games. Our clients know that if we grow, they also benefit.