The thought of getting old leaves many of us cold. We use euphemisms like Golden Years and Senior Citizens and Mature to make it sound appealing, but there is no getting around the fact that ageing is generally painful. But here you are, brave and ready to get ready for it!
Category: Financial
The Finance Minister has spoken – extraordinary measures, monies and circumstances
The passage of time seems to be such a fractured thing right now and it isn’t going to stop being so any time soon. As a country, we are bracing ourselves for the cresting of the Corona wave.
Preparing in life for what is to come thereafter – investing in life insurance
Writing a definitive thesis on the subject of Life Cover will take us at least 50 pages. World events, such as COVID-19, continuously influence the development of new legislation and policy options. Your needs may change in multiple areas of your life. Your financial advisor will have your back.
Talking about Death and Dying – this is not the movies
There are as many movies about funerals and the aftermath thereof as there are genres of movies! There is a favourite cinematography device that can be applied, again, to most genres. The church and graveyard scenes fade. The next day the family arrives (separately) at very official-looking offices. Nobody makes eye contact. There are a lot of awkward silences. The executor of the estate walks in. The camera pans slowly over the faces of the prospective heirs. This is the moment of truth: the Reading Of The Will …
Looking at the end from the beginning – planning for when you are no longer around
Nobody wants to talk about death and dying, especially when no-one is dead or dying. It may sound flippant when it is put this way, but it is the truth. If COVID-19 has done one thing, it has made us face our human frailty, our mortality.
The ‘new normal’ that still seems so foreign and what the fourth industrial revolution has to do with it
The Fourth Industrial Revolution brings technologies that blur the lines between the physical, digital and biological spheres across all sectors. It brings about boundary-busting disruptions that will change the world of work as we know it
Undoing lockdown – levels of strategic thinking
Entrepreneurs are doers. They see a gap, a need, a problem and they react. Often, things build momentum and somewhere in the future they find themselves running a business. Most business do not fail because they are built on bad ideas. They fail because basic planning was not done.
Undoing Lockdown – levels of business support
Some feel cheated. We were told ‘this lockdown thing’ will come to an end, and yes, we knew it would not quite mean business to usual, but THIS unusual? And for how long, THIS time? Anger and frustration, fueled by denied addictions and proclivities, are rising. Scathing memes and poisonous comments are setting Facebook and social media on fire. There are growing accusations of class and race prejudice from all sides.
Apocalypse (Not) Now – What to do now that Moody’s has downgraded RSA to junk status
It is true – the country has been down-graded by the last remaining ratings agency, Moody’s, that thought South Africa was worth investing in – somewhat. It would be really bad news, if we don’t take into consideration that the whole world is facing two crises. We are all battling the COVID-19 virus and markets are volatile everywhere.
ABCs of budgeting # 3 (it is possible to design a budget without swearing too much)
Here we are again – you and I and your budget. We aim, in this blog, to give you the tools to look at your needs, your wants and your current reality.