I want to tell you how, whilst not one of us could imagine that a pandemic would strike, there are ways to explain it theoretically and that can act as a compass for professionals and their clients as we try to navigate the choppy waters together. In economics, a large-scale, unexpected, and disruptive event is often referred to as a Black Swan event.
Category: Individual

Vaccine passports – making the world a safe(r) place for everyone
Unless you have been living under a rock on the disk world the flat earth hangers-on believe in, you would have heard quite a bit about the COVID-19 virus and what scientists tell us we can do to keep ourselves safe(r) from it. I am not going to rehash it here (but please wash your hands, wear a mask, distance yourself and get vaccinated).

When your relationship doesn’t fit the mould – a look at the practical implications
Wars have been fought over religion, culture, and custom – in the public arena and on the personal front – for as long as people have adhered to these. Yet love, social interaction and compassion has quite often crossed those divides. In life, as in death, it has caused strife amongst families and communities.

When the child becomes the parent, and the parent becomes the child
As an adult child of frailer folk, you will no doubt have felt your stress levels going through the roof. But you are still here. Many of us have lost family members and the grief may still be raw and ongoing.
I can imagine that you are thinking – pleading – give me just a little more time… I am not ready. Whereas I cannot help you deal with the past, I can offer you some thoughts on things you can do NOW, moving forward.

Meet our interns – Thabo Monagotla
Sometimes, life does not work out the way one thinks it would and that is not necessarily a bad thing as it may open doors and bring different parts of what you want together. This has been the case for Thabo.

The new proposed mandatory retirement fund – storm in a teacup or a powerful example?
On the 18th of August 2021, the Minister of Social Development, Lindiwe Zulu, published The Green Paper On Comprehensive Social Security And Retirement Reform (2021). It sets out the Government’s proposal for a mandatory, comprehensive retirement and social security system. 13 days later, on the 31st of August 2021, the Minister withdrew the controversial document without saying why.

When loved ones pass, grief can be overwhelming and children forgotten
Several administrative and legal processes need to be completed when a person passes away and many, if not most, people do not know what needs to be done or how to do this. Compounded by grief, this uncertainty can become overwhelming.

Bond originators – the 007s of the property market
If you would like to buy a property or two, please raise your hand. If you love wading through red tape and bureaucracy, please raise your hand. If you enjoy spending ages on hold and doing endless administration and filling out forms, raise your hand. If uncertainty and putting your life on hold gives you a thrill, raise your hand. If you only did so right in the beginning and the other statements leave you feeling dizzy, this article is for you.

Is it even possible to grow my money these days?
The first thing I want you to know is that you don’t have to be at the mercy of others if you arm yourself with knowledge. This is what will help you take charge of your financial future.

Dark days – when the country goes up in smoke around me, what can I do?
It pains me to have to write this. I hope it will bring some hope to some of my clients and, to others, a sober warning about why not having insurance or going the self-insurance route may not be wise. Obviously, the loss of possessions is distressing, but these are material things and can be replaced. What causes me more distress is what the events leading up to the unprecedented looting and destruction will mean in the longer-term in terms of the disruption of people’s lives and the businesses involved.