The sand in the hourglass might have run out for you, but it is not the end. Funerals are complex things that never seem to go quite as anticipated. Mostly, it seems, this is so because we assume everything had been taken care of somewhere along the line and we do not (want to?) take a closer look. Many funeral policies claim that you will receive a payout within 24 to 48 hours. What you may not realise is that it does not mean from the minute your Dear One departed.
Category: Planning

Car Insurance – cheaper isn’t always better
Each insurer will present their products in such a way that it highlights the advantages of their products. However, there are always trade-offs and these are not always made explicit. It is a balancing act. In order to provide you with certain benefits, others have to be cut, limited or made available as expensive add-ons. It is a matter of which sacrifices are more acceptable to you.

It is the year 2030…
A Whale-bus as a means to cross the Atlantic! Certainly some of the future predictions made by the French commercial artist Jean-Marc Côté and his team at the 1900s World’s Fair ‘Exposition Universelle’ were strange, indeed! The same can be said for the predictions made by many futurists throughout the ages.

The Finance Minister has spoken – extraordinary measures, monies and circumstances
The passage of time seems to be such a fractured thing right now and it isn’t going to stop being so any time soon. As a country, we are bracing ourselves for the cresting of the Corona wave.

Preparing in life for what is to come thereafter – investing in life insurance
Writing a definitive thesis on the subject of Life Cover will take us at least 50 pages. World events, such as COVID-19, continuously influence the development of new legislation and policy options. Your needs may change in multiple areas of your life. Your financial advisor will have your back.

Looking at the end from the beginning – planning for when you are no longer around
Nobody wants to talk about death and dying, especially when no-one is dead or dying. It may sound flippant when it is put this way, but it is the truth. If COVID-19 has done one thing, it has made us face our human frailty, our mortality.

The ‘new normal’ that still seems so foreign and what the fourth industrial revolution has to do with it
The Fourth Industrial Revolution brings technologies that blur the lines between the physical, digital and biological spheres across all sectors. It brings about boundary-busting disruptions that will change the world of work as we know it

Undoing lockdown – levels of strategic thinking
Entrepreneurs are doers. They see a gap, a need, a problem and they react. Often, things build momentum and somewhere in the future they find themselves running a business. Most business do not fail because they are built on bad ideas. They fail because basic planning was not done.

Apocalypse (Not) Now – What to do now that Moody’s has downgraded RSA to junk status
It is true – the country has been down-graded by the last remaining ratings agency, Moody’s, that thought South Africa was worth investing in – somewhat. It would be really bad news, if we don’t take into consideration that the whole world is facing two crises. We are all battling the COVID-19 virus and markets are volatile everywhere.

ABCs of budgeting # 3 (it is possible to design a budget without swearing too much)
Here we are again – you and I and your budget. We aim, in this blog, to give you the tools to look at your needs, your wants and your current reality.