Category: Security

Money in Relationships – The Later Years

retirement-financeAs we continue our series of articles on money in relationships, we come to a crucially important time in the financial life of every person – retirement and beyond.

Most people have a working life of between 30 and 40 years, and when this time has passed it is vitally important that we’re able to retire comfortably. Unfortunately, with taxes, easy access to credit, and the high cost of living, many people find themselves unable to afford a good quality of life when they stop working. Whether you’re close to retirement age or still in the early stages of your career, it’s important that you plan carefully for your later years. Continue reading “Money in Relationships – The Later Years”

The Consumer Protection Act

consumer-protectionThe Consumer Protection Act was passed in 2008, and has been in effect since 2009. The act was inspired by the fact that consumers in South Africa are often not given value for their money and are unfortunately not always treated with fairness and honesty by service providers and retailers. Whether you provide a service in your business or consume services like we all do, you should know the basics of the Act, how it protects consumers, and what service providers need to do in order to comply with it. Continue reading “The Consumer Protection Act”

Should I book my trip online or use a travel agent?

Should I book my trip online or use a travel agent?

travel-bookingsOnline travel websites have become extremely popular over the past few years, with more and more people booking their holidays and business trips directly – but is this always a safe option?

Along with the benefits of booking your own trip, there is a very real threat of fraud when making purchases online, and travel websites are no exception. Dealing with a travel agent you know and trust won’t just save you time, but you may end up getting an even better deal than you would online – here are some reasons why you should still be using a travel agent. Continue reading “Should I book my trip online or use a travel agent?”

The Importance of Making a Will

making-a-willFor many of us, the subject of making a Will may be a sensitive one. Despite frequent reminders from relatives, family lawyers and public announcements, as many as 70% of South Africans have not yet drawn up a Will.

For some people, the idea of writing a Will is unpleasant because it confirms an uncomfortable fact: none of us will live forever. While nobody wants to spend their time contemplating their own death, taking the time to write a Will is a way of ensuring that your family will be looked after in the event of your death – a good reason for any of us to write one.

A popular reason given by people who are reluctant to write a Will is that the state will divide their possessions amongst their family anyway. There is some truth in this belief, but the way in which the state divides your assets if you die intestate, may not be to your liking or in accordance with your wishes. Continue reading “The Importance of Making a Will”